WORKING CAPITAL CYCLE - FINANCE

FourEyes has seen time and time again normal business’s sell on normal credit terms which can stop them from making the necessary payments to pay suppliers.

This is a positive sign and means the money you have invested towards the initial materials and growth has now grown to an extent you would be using a bank to turn your business into a larger organisation.

A finance plan can be designed to meet the cashflow requirements of your business.

Sales finance 

Purchase finance 

When goods are sold and delivered. You will be raising an invoice and which can be used towards a trade finance package.

When generating purchase orders from suppliers it opens a door to fund the back end of your business and allow you to re-order supplies.

OPTIONS

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Complete working capital finance

Its common for a business that seeks stock finance to also need purchase finance which give you complete working capital cycle finance.

Most businesses use Xero which is an online accounting facility which we can help set up that will allow financiers to communicate with your businesses cash flow and stock.

Standard invoice discounting

Standard invoice discounting for most business’s is the easiest to deal with, its simply setting up an account to manage our purchase ledger and advance your money on the debts for a percentage fee. The fee is dependant on turnover and strength of the debts. It saves most business’s time in having to chase suppliers.

Confidential invoice discounting

Confidential invoice discounting allows you to retain managment of the sales ledger and you recall your own debts. The whole process is effectively invisible to the customer.

Selective invoice discounting

Selective invoice discounting is usually based on a judgement system of the quality of the client but can sometimes work out favourable.

INSURANCE

Protecting against credit risk is always available when a business are moving large amounts of money for the protection of the company, its staff and its directors. we also offer advice and broker links to other types of insurance.